March 2008

Evaluate your habitual spending patterns. A lot of our spending is a daily, often unnecessary habit and could be easily reduced.

If you buy a takeaway coffee everyday, why not invest in a coffee machine?Try taking your own lunch to work - if a shop bought lunch costs on average £7 (EUR10), by making lunch at home you could save around £25 (EUR35) a week!

This could buy you a nice meal out at the weekend or, if you're feeling really virtuous, you could have £1,250 (EUR1,750) in your savings by the end of the year.